We have an unbroken TRACK RECORD of success with our clients’ plans
We wrote the book on effective plan management. ERISA experience since 1985
Our clients actually enjoy WORKING WITH US because we are transparent, affordable, and we convert their 401k to being a morale booster, reducing turnover and increasing productivity
FACT: Employee-members of a 401k trust experience HALF the turnover rate and are more productive than employees who do not.
FACT: The national average participation rate remains at around 72%
401-k.pro: None of our clients’ plans are below 90% participation (before December, 2008 all client-plans were at 100%.
BENEFIT: More productive employees means fewer employees needed to do the same (or more) work. This cuts costs, reduces workplace morale hazards and generates greater profitability.
FACT: Less than 3% of employees participating in 401k trusts have balances, deferral rates, investment allocation modeling and long term strategies in place so that their 401k will generate an inexhaustible income stream for a similar post-retirement lifestyle as their pre-retirement years.
FACTS Regarding advice ADOPTION and ADHERENCE: Of plans in America utilizing the services of a fiduciary advisor, only 10% of participants take advantage of that advice program. And, the data show that only half of those who do adopt such advice only adhere to it longer than six months
401-k.pro: 98% of employees under the care and management of 401-k.pro have a plan in place. 78% of employees under our care are on track to have a savings amount that will meet or exceed their current lifestyle or a future desired lifestyle.
BENEFIT: Employees that have a clear vision of where they want to be upon retirement, with a path to get there, and understand the impact of their immediate decisions on their net pay, are happy, productive employees who see no desire to leave your company, and work harder than ever to preserve the sustainability of their employer.
FACT: NO broker, adviser or so-called “co-fiduciary” adviser can assume your plan sponsor fiduciary duties and liability for any breaches. Read ERISA §405(a)(1,2&3)
FACT: Very few CFO’s, Controllers or Human Resources Managers have enough time or are equipped to perform the necessary due diligence and oversight of the investments offered within a plan fund menu, nor are budgets allocated to purchasing the necessary tools to perform such research.
401-k.pro BENEFIT: As an ERISA §3(38) Fiduciary Manager, you can offload 100% of those liabilities to us. We have the tools, the experience and the track record of providing such oversight and due diligence to mitigate plan fiduciary liability exposures, and likewise improve the overall performance of the plan, for the participants.
For more information, please go to the “Services” tab at the top of this page.
Investment Advisory Services provided by:
The 401k Advisory Group, Inc./401-k.pro Fiduciary Managers, Inc.
5017 Trailridge Way, Dunwoody, Georgia, USA 30338
401-k.pro is a wholly owned subsidiary of The 401k Advisory Group, Inc.,
a Registered Investment Advisor with the State of Georgia. Firm CRD: 152290
